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Detroit Bankruptcy Attorney

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When you are ready to take positive action toward getting out of debt, come to the Law Offices of Marshall D. Schultz. At our firm, we want to help you determine the best course of action to take to bring relief and decide if bankruptcy is right for you. Let us show you how an attorney from our legal team can help you find answers to your problems and give you the support you need.

Why Should You Come to Our Firm?

Should I File for Bankruptcy?

It is not advisable to attempt filing for bankruptcy without the assistance of a practiced attorney. Simple mistakes and inexperience with the relevant laws could lead you to make a wrong decision or even make you ineligible. Having a knowledgeable litigator on your side is essential. An attorney can also help you take full advantage of bankruptcy exemptions to protect your property. With a helping hand through the bankruptcy process, you will be helping yourself take the first step toward a life free of debt, stress, and worry.

At our firm, we provide an informal and welcoming atmosphere, as our legal team wants to make you comfortable as possible during this stressful process. We understand the pain and we offer first class legal representation for an affordable fee, and we pride ourselves on guiding our clients through a difficult period in their lives. People declare bankruptcy for many reasons, from job loss to medical bills. No matter your reason, we can help.

  • You Are Living from Paycheck to Paycheck
  • You Are Constantly Needed to Borrow Money
  • You Use Credit Cards to Make Ends Meet
  • You No Longer Have Any Financial Savings
  • You Are Subject to Severe Creditor Harassment
  • You Are in Danger of Losing Your Property
  • You are Facing the Possibility of Foreclosure
  • You Are Struggling to Support Your Family

There Are Options
for Your Financial Situation

With over 45 years of experience in the field of bankruptcy law, the attorneys at the Law Offices of Marshall D. Schultz are prepared to assist you with your debt situation. Having represented business debtors, Chapter 7 trustees, creditors and corporate creditors, Attorney Schultz has extensive knowledge with financial issues related to bankruptcy. Currently his practice is specialized in helping consumer debtors only.

  • “He has helped me and my family for 15 years and has never backed down or failed me.”

    Eddie M.

  • “don't know how I would have gone through all this without your help and reassurance. You are the best!”

    Carol M.

  • “Thanks for helping us get a fresh start. You gave us good solid no nonsense advice. Thanks again!”

    Bobby & Renee W

  • “Thank you so much for all of your help. It is truly appreciated and greatly received”

    Medina A.

  • “I truly appreciate the effort and support you and your staff provided. I have my house, a new job and financial stability. Thanks again.”

    Tom M.

  • “Thanks, for your advice and personal attention. I really appreciate it beyond words.”

    Eric S.

  • “Saying thank you just doesn't seem to be enough. You were fantastic to work with and I appreciate everything you have done for us.”

    Curt & Jodie G.

  • “I'm so glad you helped me. I would recommend you to anyone.”

    Josephine J.

  • “It's nice to know that there are still people who take such pleasure in doing special things and making others feel good”

    Shirley M.

  • “You made me and my wife feel like family, and for that you have a friend for life!!!”

    Damon D.

  • “He was always accessible, and was able to answer all my questions clearly. He put my mind at ease for a process that can be unsettling.”

    Mark M. Cronmiller

  • “I will be eternally grateful...You and your associates are the best!!!”

    Audrey H.

Bankruptcy Practice Areas

It is the goal of the firm to offer efficient and cost effective solutions for individuals throughout the Michigan area. It is not necessary for you and your family to continue living in debt when there are viable options out there. We are available to answer any questions you may have. Do not hesitate to contact our office in Detroit or Southfield for a free consultation so that we can get you back on your feet as soon as possible.

Chapter 7 vs. Chapter 13

​​​To qualify for Chapter 7, the most sweeping form of debt relief available, you must pass a means test. Failure to correctly calculate your financial assets and liabilities could prevent you from proceeding further. When this happens, it does not mean that bankruptcy is no longer an option, it simply means that Chapter 13 is more of a valid option for you. It brings advantages such being able to catch up on overdue mortgage payments within a five year period. While it may not cover as much as debt as Chapter 7, it is extremely helpful in bringing financial relief in various other aspects. The amount of debt discharge differs for each type of bankruptcy, but student loans, mortgages and any car loans will typically not be cleared from your debt.

Working to Create a Plan
That Fits Your Needs

Every situation is different and requires a unique approach. There is no such thing as a "one size fits all" bankruptcy process. If you are struggling to keep up with your debts and find yourself spending your days and nights worrying about money, this may be the best solution for you. You may have heard horror stories about filing for bankruptcy, when in fact there are many benefits to filing for bankruptcy. You shouldn't let bankruptcy myths prevent you from making a decision that could improve your life.

Benefits of Bankruptcy

  • The Automatic Stay to Stop Creditors
  • Discharge of Your Debt
  • Catching Up on Past Payments
  • Receiving a Fresh Financial Start