Can I Get a Credit Card After Filing for Bankruptcy?
If you have recently filed for bankruptcy, you can in fact get a credit card once the bankruptcy is completed. There are also other options you may want to explore that won't require opening a line of credit, but will still give you access to bank accounts.
What Are Your Options?
For example, you can request a bank card or a debit card. These cards work similar to credit cards in everyday transactions and will allow you to purchase items without having to put them on credit. Also, these cards are easier to manage because you don't have to pay them off at the end of the month like you do with a credit card. Debit cards take money directly from your account.
Do you want answers about your unique case? Talk to our Detroit bankruptcy in a free case consultation!
You may be able to keep your existing credit card!
If your creditor grants approval, there is a possibility that you can keep the credit card that you already have. This is a situational issue, meaning that you won't always be offered this option. The creditor will need to trust that you are responsible and will be able to pay on the card at the appropriate time. If you don't see any use in the options above, you can also get a secured credit card that is backed by your own account. This will ensure that you have the capability to pay off the card.
Retain a Qualified Bankruptcy Lawyer Today
It is important to pursue reestablishing lines of credit after bankruptcy, as this can affect the status of your credit in the long run. If you want more information about credit cards and bankruptcy, don't hesitate to contact a Detroit bankruptcy attorney at the firm today. Our team is committed to helping you handle all different aspects of your bankruptcy with professional expertise.
Do you have more bankruptcy questions? You might be able to find the answers on our Bankruptcy FAQ page!
Free Initial Consultations
There's no need to pay for a simple conversation! We provide immediate, 100% complimentary consultations to those who are interested in filing with us.
50+ Years of Combined Bankruptcy Law Experience
Our attorneys are experienced and knowledgeable in the field of bankruptcy law. Trust a seasoned bankruptcy attorney to handle your case.
Convenient Office Locations in Southfield & Detroit
We have locations in both Southfield and Detroit for those who want to minimize their commute to visit their nearest office.
Assisted 12,000+ Consumers with Their Debt
Debt affects everyone, rich or poor. We have helped thousands of clients through difficult financial times and we plan on helping thousands more.
Detroit Bankruptcy Blog
Stay updated with recent firm news and legal updates in our bankruptcy blog.Read More
Is Bankruptcy Right for Me?
Are you considering filing for bankruptcy? Discover all of your options.Learn More
Why Hire a Bankruptcy Attorney?
Navigating bankruptcy can be confusing. Learn how hiring an attorney can help!Learn More