Your creditors have a right to demand payment on your loans, and unless you resolve your debts by filing for bankruptcy, you will continue to be liable for the amounts you owe. When you have gone into default on a loan, the creditor can go to court with a petition to have your wages garnished to satisfy the outstanding balance, and if the request is granted you may lose up to 25% of your weekly paycheck. If you were already having difficulty keeping up with your debts, you cannot afford to see your income reduced by any amount and you must take action now to turn the situation around.
Come to the Law Offices of Marshall D. Schultz for a consultation about your options. We have more than 50 years of combined experience helping people in your position, and we take a sincere interest in achieving results for our clients. A lawyer from our firm can help you file for a stay of a wage garnishment, providing an immediate remedy to the problem. We can follow this up with collections defense actions including debt negotiation and litigation. You may benefit from debt settlement, which is aimed at reducing the balance on your loan so that you will be able to make a lower monthly payment and get out of debt sooner.
Stop Wage Garnishment
Declaring bankruptcy under Chapter 7 or Chapter 13 is one of the most effective solutions to the problems you currently face. As soon as you file your petition, you will receive the legal protection of an automatic stay, and your creditors will be barred from garnishing your wages and making repossessions. At the conclusion of your bankruptcy, discharging your debt will free you from liability to pay and prohibit creditors from taking any further action to recover debts from you.
Be sure to contact our office at our Detroit or Southfield location to learn more!
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