Immediate, Free Consultations Available
Get Started 888.822.6730
Your First Choice for a Fresh Start Over 45 Years of Experience & over 10,000 Consumer Debtors Helped

The Bankruptcy Process

The bankruptcy process may seem formidable if you are attempting to file on your own. However, filing your petition may end up being a simpler, faster process if you have the help of an experienced bankruptcy lawyer. At the Law Offices of Marshall D. Schultz, we have helped over 10,000 individuals file for bankruptcy.

We know how frightening it can be to possess overwhelming debt, and so we provide compassionate, affordable representation this is designed to bring about positive outcomes to our clients' cases. If you are experiencing financial trouble, you do not have to resolve the situation on your own. We will guide you through the bankruptcy process in an effort to help you reclaim financial stability and freedom from debt.

Steps Involved in Filing for Bankruptcy

The bankruptcy process involves a number of separate steps. Some of these steps will differ depending on whether you file for Chapter 7 or Chapter 13.

They include:

  • Consulting with a bankruptcy attorney - We can examine your current financial situation in order to determine which bankruptcy chapter will best serve you.
  • Filing your petition - Once we file your petition, your creditors will be notified and prevented from taking further collection action against you.
  • Meeting with your creditors - After your filing, you will meet with your creditors and the bankruptcy trustee. The trustee will interview you regarding your petition and field any questions that your creditors may have.
  • Filing of objections - If you have filed for Chapter 7, your creditors can file an objection against the discharge of your debts. If this occurs, you will take part in an adversary hearing.
  • Chapter 7 debt discharge - Once creditor objections have been addressed, your debt is discharged. This typically takes a number of months.
  • Chapter 13 debt discharge - Your monthly payments to your creditors will be distributed by the bankruptcy trustee. Once your payment plan is complete, a court will discharge the remainder of your enrolled debt, if there is any.

Need help through the Bankruptcy Process?

Without the help of an attorney, your bankruptcy may not only take an extended period of time but end unsuccessfully as well. Countless individuals who have attempted to file on their own have been denied, or have made errors that worsened their financial condition. Let our firm provide you with legal assistance that can help to improve the likelihood of a successful resolution to your debt issues.

We offer legal help for residents of both Detroit and Southfield, Michigan. Contact our legal team for a free consultation now!

“You have enabled me to be able to start something over in my life and for that I will be eternally grateful.”

- Audrey H.
Contact Us
  • Please enter your name.
  • This isn't a valid email address.
    Please enter your email address.
  • This isn't a valid phone number.
    Please enter your phone number.
    You entered an invalid number.
  • Please select an option.
  • Please enter a message.