Credit Restoration

Credit Restoration After Bankruptcy

Once you have successfully filed for bankruptcy, it is time to take your next step: the restoration of your credit. It is not difficult to improve your credit health, but it does take time. One of the first steps you should take is that of staying current on any existing financial obligations that you possess, such as a home or vehicle loan. By making timely and consistent payments on these obligations, your credit score will improve. Another beneficial action is to create a budget for yourself. This will help you live within your means and avoid the possibility of amassing overwhelming debt once again.

Finally, it is recommended that you obtain a copy of your credit report some months after your bankruptcy to see that it is accurate. Credit report errors are relatively common and can result in higher interest rates for credit or loans that you obtain, or denials when you apply to borrow money. The Fair Credit Reporting Act (FCRA) gives you the ability to contact the major credit reporting agencies and dispute any items on your record that you feel are in error. A professional attorney can assist you in taking action to correct mistakes on your report, and move one step closer to the full restoration of your credit.

Restoring Your Credit With Legal Help

The Law Offices of Marshall D. Schultz provides caring and personalized assistance to individuals who are having trouble resolving their financial difficulties. This includes helping clients file for bankruptcy, as well as dispute harmful credit report errors that continue to impact their financial well-being. If you are attempting to restore your credit after bankruptcy, our firm is available to work closely with you in an effort to ensure that your credit report is entirely accurate.

We have two different office locations in Detroit and Southfield, and we are happy to meet with you to discuss the logistics of your financial situation. Call (888) 822-6730 today for a free consultation!


What Our Past Clients Think

  • Thanks for helping us get a fresh start.

    “What a great feeling to do things right this time. You gave us good solid no-nonsense advice. Thanks again!”

  • You are the best!

    “Thanks for all your help and support in my "plight." I don't know how I would have gone through all this without your help and reassurance.”

  • Thanks, for your advice and personal attention. I really appreciate it beyond words.

    “I had to let my house go and it was the right move for me. I now have a new house with a way lower monthly payment and can live without fear for the first time in a long time.”

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