Bankruptcy is only one of many options available to anyone who has found themselves buried under a mountain of debt. The option you choose, however, strongly depends on your existing financial situation. Bankruptcy is not for everyone. That is why it is extremely important that you educate yourself on the options available to you, which include bankruptcy, before you make a final decision.
An experienced Detroit bankruptcy attorney from our firm will be able to thoroughly review your financial situation, advise you of the options best suited for your needs, and provide you with the legal guidance you need. If you are primarily concerned with stopping creditor harassment, there are laws designed to protect you, the debtor, from illegal and abusive collection practices. Should you have a little income at your disposal, or you are able to sell off assets, debt negotiation may be right for you. In some cases, we have helped clients settle their debts by getting their creditors to accept to a debt settlement agreement. We have found that when it comes to creditors losing the entirety of your loan balance due to bankruptcy, or getting a portion of their money back, they tend to be more willing to talk about a debt settlement.
We have over 33 years combined experience helping clients in all manner of bankruptcy related cases. If you or a loved one is in serious debt, we strongly advise you contact us as soon as possible so that we can review your case and advise you on how to proceed.
Contact The Law Office of Marshall D. Schultz to schedule your confidential consultation and review of your finances. Bankruptcy is not your only option. Let us help you find the option that suits your needs and will get you back on the road to financial freedom.