When an individual is unable to keep up with financial obligations, the last thing that individual needs is to have creditors calling at all hours of the day, making threats and engaging in unethical collection tactics to try and force him or her into making a payment. If you have fallen victim to creditor harassment, we understand you may be desperate to put an end to the harassment and alleviate the stress it causes. We also realize you may not be aware of your consumer rights under the Fair Debt Collection Practices Act (FDCPA) or of the legal options available for you to pursue.
An attorney from our law offices will be more than happy to educate you on your rights, help you determine whether bankruptcy is right for you and guide you through the entire bankruptcy process from beginning to end.
As soon as a bankruptcy petition is filed an automatic stay will be issued requiring all of your creditors and debt collectors cease their collection efforts at once. Foreclosures, wage garnishments, bank levies, judgments and other ongoing legal actions must also stop until the bankruptcy is completed. There are instances where a bankruptcy judge could give a creditor approval to continue legal action while bankruptcy proceedings move forward, but this only happens on rare occasions and can be prevented with help from a skilled attorney.
Our legal team has more than three decades of experience and has helped thousands of individuals and families not only put an end to creditor harassment, but attain true debt relief. How you got into the financial situation you are currently in does not matter to us. What matters is that you are taking steps to act on your own behalf and we are committed to being the zealous advocate you need when fighting to protect your rights.
If you need assistance putting a stop to creditor harassment, call Marshall D. Schultz now so that we can have a Detroit bankruptcy attorney assess your needs and take quick action to get you immediate relief. We are here to help alleviate your financial stress and get you back on the road to financial freedom.