My Creditor Has Filed a Lawsuit Against Me. What Should I Do?

When an individual obtains a loan, takes out a mortgage on a house, acquires a credit card or purchases any item with deferred payments, he or she has a legal responsibility to the creditor to fulfill the agreed-upon terms of that financial obligation. Creditors are not known for their leniency and they will not waste time in pursuing payment on past due debt. In certain cases they may sell the unpaid debt to debt buyers or debt collectors who will then be extremely persistent in their quest to recover payment. In other instances, a debtor may find him- or herself being sued by a creditor.

If you have become aware that a lawsuit has been filed against you by one of your creditors, it is important you take that action very seriously. Creditors mean business. They will pursue payment by whatever legal means necessary. Any failure on your part to act quickly in your own defense, could put you at risk and leave you susceptible to court orders from which you may not have any recourse.

The first step you need to take after finding out that one of your creditors has filed a lawsuit against you is to obtain your own legal representation. The attorneys at Marshall D. Schultz have more than 33 years combined legal experience and our founding attorney has a 10.0 Superb Avvo Rating. We have filed in excess of 10,000 consumer bankruptcy cases and helped provide numerous other clients with the debt litigation services they required.

We are committed to fighting for our clients' rights and helping them protect their interests. In each case we take on, our clients take comfort in knowing that we will do everything possible to avoid having to take their case to court, yet we will be fully prepared to do so if the situation warrants it. By building a solid defense on your behalf, we can provide you with the aggressive representation you need to obtain the most positive outcome for your case. Call us now so that we can have a Southfield bankruptcy attorney answer any questions you may have and get started preparing your defense.

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